Frequently Asked Questions
FAQ answers are for general informational purposes only and are not legal advice.
Bankruptcy FAQs
Bankruptcy is a legal process that helps individuals or businesses eliminate or restructure their debts when they are unable to repay them.
Most unsecured debts such as credit cards or medical bills can be eliminated in Chapter 7. Some debts like taxes, student loans, and child support may not be dischargeable.
Not necessarily. Many clients keep their homes through exemptions, Chapter 13 repayment plans, or negotiations.
No. While it stays on your report for several years, many people begin rebuilding credit within months.
Chapter 7 typically takes 4–6 months, while Chapter 13 lasts 3–5 years.
Yes. The automatic stay immediately stops collection calls, lawsuits, wage garnishments, and repossessions.
While not required, having a lawyer dramatically increases your chance of success and prevents costly mistakes.
Income statements, tax returns, debts, assets list, bank statements, and financial disclosures.
Yes, married couples can file jointly or separately.
Your debts are discharged, and you can start rebuilding your financial future.
Divorce & Family Law FAQs
An uncontested divorce may take a few weeks. A contested divorce can take several months to over a year.
Having an attorney ensures your rights are protected, especially in matters of custody, finances, and assets.
Courts divide marital assets fairly based on laws of your state—this may not always be a 50/50 split.
Custody is based on the child’s best interests, considering factors like stability, income, and parental involvement.
It depends on income, number of children, custody arrangements, and state guidelines.
Financial assistance one spouse may be required to pay based on income difference and length of marriage.
Courts can still proceed. This becomes a contested divorce requiring legal representation.
Yes. Modifications are allowed if there are significant life changes.
Consult an attorney, gather financial documents, and avoid major financial decisions until you receive legal advice.
Not always. Many divorces are settled through negotiation or mediation without a trial.
Schedule Your Consultation
Facing debt or divorce? We offers compassionate document preparation as a Riverside County LDA. Get clear guidance and accurate forms to start fresh—without attorney costs.
350+ Cases Completed
From debt relief filings to family separation docs in Riverside County and nationwide.
500+ Satisfied Clients
From financial crisis support to marital asset divisions in Riverside County and nationwide.